Clear, fair refund terms

Effective Date: 30th April 2026

Company: ICTC Learning Solutions Private Limited
Brands: ICTC Learning Solutions / iCoachTheCoach / AviGation / SEPSAcademy / iLinguist / iBUSINESS / iWordSmith / ICTCEvents

At ICTC Learning Solutions Private Limited and its brands — iCoachTheCoach, AviGation, SEPSAcademy, iLinguist, iBUSINESS, iWordSmith and ICTCEvents — we strive to deliver high-quality training and professional growth experiences. We understand that circumstances change, and we have established this policy to ensure transparency and fairness for all our stakeholders.

1. Digital Products

(E-Books, Videos, Recorded Courses etc.)

Given the nature of digital goods, which are instantly accessible and downloadable, all sales of digital products are final and non-refundable upon delivery of access credentials.

Policy: Once you have logged in, downloaded, or accessed the digital content, no refunds will be provided.

Exceptions: If you experience a technical failure preventing access, please contact us at hello@ictclearningsolutions.com within 48 hours of purchase. We will resolve the technical issue or provide an alternative download method.

2. Live Training Programs

(Online/Offline — Workshops, TTT, Certification)

Our live programs involve resource allocation, faculty scheduling, and limited seat capacity.

Cancellation by Participant:

• 7+ Days before start: 85% refund (15% deducted for administrative/processing costs).
• Less than 7 days before start: No refund will be issued.

No-Show Policy:

If a participant fails to attend the scheduled live session without prior written notice, it is considered a "No-Show," and no refund or credit will be provided.

Cancellation/Rescheduling by ICTC Learning Solutions:

In the event that ICTC Learning Solutions or any of its brands cancels or significantly reschedules a program due to unforeseen circumstances, participants will be offered a 100% refund or the option to credit the amount toward a future batch.

3. Tangible Products

(Books, Diaries, Merchandise)

We ensure our physical products are shipped with care.

• Damaged/Defective Items: If you receive a damaged or incorrect physical product, please notify us within 48 hours of delivery with photographic proof. We will arrange for a replacement at no additional cost.
• Returns: We do not accept returns for physical products simply due to a change of mind.
• Shipping: Any agreed-upon returns must be shipped at the customer's expense to our designated office address.

4. General Refund Procedures

• Processing Time: Approved refunds will be processed via the original payment method within 10–15 business days of confirmation.
• Payment Gateway Charges: Payment gateway fees (typically 2–3%) are often non-refundable by the service provider and may be deducted from your total refund amount.
• How to Request: All refund requests must be emailed to hello@ictclearningsolutions.com with the subject: "Refund Request — [Your Name] — [Order/Batch ID]".

5. Grievance Redressal

In accordance with the Consumer Protection (E-Commerce) Rules 2020, we are committed to resolving your concerns promptly.

Grievance Officer: Md Mohiuddin Khan
Email: hello@ictclearningsolutions.com

Response Timeline: We acknowledge all grievances within 48 hours and strive to resolve them within one month.